SRIMAAN CO - OPERATIVE CREDIT UNION (QUASI BANKING) offers secure, efficient, and convenient NEFT (National Electronic Funds Transfer) and RTGS (Real-Time Gross Settlement) services, enabling customers to transfer funds seamlessly across all banks in India. Our NEFT/RTGS facilities are designed to provide fast, reliable, and hassle-free banking for both personal and business transactions.


Key Features:

Safe & Reliable Transfers: Transfer funds securely to any bank account across the country through RBI-regulated payment systems.

Wide Reach: Available for all branches and customers, ensuring nationwide connectivity.

Flexible Timings: NEFT available round-the-clock; RTGS available during RBI-specified hours.

Convenient Processing: Initiate transactions directly from the bank branch with quick processing.

Affordable Service Charges: Competitive and customer-friendly charges for all NEFT/RTGS transactions.


NEFT (National Electronic Funds Transfer)

Ideal for small and medium-value transactions.

Operates on a 24x7 basis, including Sundays and bank holidays.

Funds are transferred in half-hourly batches.


RTGS (Real Time Gross Settlement):

Best suited for high-value transfers.

Minimum amount: ₹2,00,000

Funds are transferred instantly on a real-time basis.

Secure and fast processing for business and personal high-value payments.


Benefits to Customers:

1. Eliminates cheque handling and delays.

2. Ensures quicker settlements.

3. Transparent and trackable fund movements.

4. Enhances convenience and supports digital banking initiatives.